What is a swiss annuity?

Swiss annuities are the most trusted and safest regarded asset protection in the world. A 'swiss annuity' is an investment in switzerland, involving a contract between you, the policy holder and a swiss insurance company. You invest a lumpsum and start enjoying benefits in your later life. The significant importance with the swiss annuity is your investment is protected by strict bank secrecy laws of switzerland, just like swiss bank accounts. It can also protect you from creditors, and judgement proof. Switzerland and Leichenstein, both adopt the same secrecy laws in annuity matters. You enjoy interest rate of about 2.5% + dividends + currency value in case of fixed annuity, and you can expect as high 11%-17% in case of variable annuities (depending your risk). Annuities are permitted upto 85 years of age. In case of death, the cash value of your annuity is paid to your beneficiaries. You can chose your way of receiving your returns, say in one year or halfyearly or quarterly. Monthly option is only available to the residents of switzerland. These insurance companies that issue contracts are normally A1 rated insurance companies.

Another significant factor to examine is, until your annuity is fully liquidated, you are qualified for 'tax deferral'. So longer you wait, your money keeps grows at a compounding rate, and deferred from taxes. There is a good news for US citizens, as foreign held swiss annuities are meets the code for IRS tax deferral.

Are you nearing your retirement ? Thinking about your childrens education? Having fears ? But you are unsure about the your financial position! Do it before it is too late. 'Just sow the seeds for paddy today, and reap your profits tomorrow'. It all depends on how good you plan. For more information see: http://www.swissannuity.ch

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