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CONTENTS

Concept of Offshore and Onshore

Switzerland - a smarter choice

Common swiss myths

Privacy in Switzerland

Bank Secrecy

Private Banking

Numbered accounts explained

Dormant accounts

ANNUITY

What is a swiss annuity?

Benefits of a swiss annuity

Tax treatment

Comparing swiss annuity and swiss bank account

Swiss Insurance laws

Fixed & Variable annuity

Most frequently asked about swiss annuity

Benefits of a swiss annuity

- Privacy of your investment is protected by strict swiss secrecy laws. All transactions are kept STRICTLY confidentiale.

- Swiss annuities offer you the most competitive dividend and interest rates. Your money keeps growing at a compounding rate together with principal, plus accumulated interests.

- You can instruct your insurance company to make your payments from the annuity can be made in any currency to any bank in the world of your choice. All transactions are kept private.

- Swiss annuities offer flexibility of choosing your own currency rather than CHF francs by default.

- No capital gains - No stamp duties - No excise taxes - No inheritance taxes - No estate taxes.

- First Class Leichenstein or Swiss Insurance company.

- Swiss annuities are fully exempt from Withholding taxes (35%) imposed by swiss govt on foreign held swiss bank accounts.

- Your swiss annuity is not 'locked out '. you can cancel your annuity anytime or if you chose to en-cash your annuity within a year, you can do it by paying a small penalty (CHF 500). Your annuity is l00% liquid after first year.

- Swiss Insurance companies had NEVER failed in the past 140 year history, as switzerland forms the world's largest strong financial industry. Statistics say that about 35% of the world's wealth being held in switzerland. Thus your money is 'SAFE' in switzerland which is a very importantant factor you should consider.

- According to Swiss law, insurance polices, including Swiss annuities, when properly structured and beneficiaries named, your annuity cannot be attached or seized, and cannot be included in any bankruptcy proceedings. If annuity holder names their beneficiary as children, wife or third person, no creditors of holder or their beneficiaries or liens can attach your annuity held in switzerland, even if they are aware of your annuity in switzerland. If you worry about your assets being seized by creditors, plan atleast a year before to purchase a swiss annuity and name your beneficiary. Time is very critical and crucial.

- No exchange controls can be imposed on your annuity. Policies are subjected to strict exchange controls because there involves a contract between the investor and an insurance company.

- You can also designate your beneficiaries as 'revocable' or irrevocable' in your annuity.

- No forced repartiation of your investments held in switzerland and can be seized by your home country.

- You will always receive payment, even if your annuities value is exhausted.

- Payments can be made to you anywhere in the world, and to any bank of your choice. All transactions are kept strictly confidential

- No Limits on Duration of the Investment [5 Years is the Recommended Term]

- You can switch to different currency of your choice any time.

- There is no limit for your investment in swiss annuity. However the minimum amount of your annuity is USD 20'000 which the most insurance companies demand.

See for our complete list of annuity plans >>

 


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